2026 Toyota Tacoma 4WD

Lease structure

Location

Pennsylvania

Monthly (base)

$359/mo + tax

Due at signing

$2,873

Term

36 months

Miles / year

10,000

Money factor

0.00216 (5.2% APR)

Residual

74%

MSRP

$43,500

Selling price

$39,542

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  53
• Discount off MSRP

  9.1% off vs ~8% brand avg
• Money factor vs buy rate

  2.2% APR markup
• Effective monthly vs segment

  $458/mo effective vs ~$550 segment
• Drive-off level

  $2873 down (~8.0 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Pennsylvania

Leasehackr PND