2026 Volvo XC40

Lease structure

Location

—

Monthly (base)

$421/mo + tax

Due at signing

—

Term

36 months

Miles / year

7,500

Money factor

—

Residual

—

MSRP

$46,000

Selling price

—

Broker fee

$799

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  77
• Discount vs brand

  no MSRP/selling price
• Money factor

  no money factor
• Effective monthly vs segment

  $443/mo effective vs ~$550 segment
• Drive-off

  no drive-off amount
• Broker fee vs market

  $799 vs ~$500 market

Available in

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