2026 Kia Niro EV

Lease structure

Color

green

Location

Northern California

Monthly (base)

$365/mo + tax

Due at signing

$3,174

Term

24 months

Miles / year

10,000

Money factor

0.00200 (4.8% APR)

Residual

55%

MSRP

$46,395

Selling price

$44,244

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  52
• Discount off MSRP

  4.6% off vs ~8% brand avg
• Money factor vs buy rate

  1.8% APR markup
• Effective monthly vs segment

  $497/mo effective vs ~$550 segment
• Drive-off level

  $3174 down (~8.7 payments)
• Broker fee vs market

  no broker fee

Available in Northern California

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