2026 BMW X3

Lease structure

Location

Texas

Monthly (base)

$649/mo + tax

Due at signing

—

Term

39 months

Miles / year

10,000

Money factor

—

Residual

—

MSRP

—

Selling price

—

Broker fee

$749

How this scores

• Discount vs brand

  no MSRP/selling price
• Money factor

  no money factor
• Effective monthly vs segment

  $668/mo effective vs ~$550 segment
  +9
• Drive-off

  no drive-off amount
• Broker fee vs market

  $749 vs ~$500 market
  +8

Available in Texas

Insight Auto BMW