2026 Kia K4

Lease structure

Color

black

Location

Washington

Monthly (base)

$298/mo + tax

Due at signing

$2,146

Term

24 months

Miles / year

10,000

Money factor

0.00204 (4.9% APR)

Residual

69%

MSRP

$25,030

Selling price

$23,628

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  36
• Discount off MSRP

  5.6% off vs ~8% brand avg
• Money factor vs buy rate

  1.9% APR markup
• Effective monthly vs segment

  $387/mo effective vs ~$550 segment
• Drive-off level

  $2146 down (~7.2 payments)
• Broker fee vs market

  no broker fee

Available in Washington

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