2026 BMW 430i

Lease structure

Color

black

Location

California - Los Angeles

Monthly (base)

$676/mo + tax

Due at signing

$3,642

Term

39 months

Miles / year

7,500

Money factor

0.00235 (5.6% APR)

Residual

55%

MSRP

$57,150

Selling price

$50,292

Broker fee

$599

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  40
• Discount off MSRP

  12.0% off vs ~8% brand avg
• Money factor vs buy rate

  2.6% APR markup
• Effective monthly vs segment

  $785/mo effective vs ~$550 segment
• Drive-off level

  $3642 down (~5.4 payments)
• Broker fee vs market

  $599 vs ~$500 market

Available in California - Los Angeles

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