2026 Mazda Mazda3 Sedan

Lease structure

Color

white

Location

New Jersey

Monthly (base)

$249/mo + tax

Due at signing

$3,284

Term

36 months

Miles / year

7,500

Money factor

0.00056 (1.3% APR)

Residual

60%

MSRP

$29,000

Selling price

$25,514

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  45
• Discount off MSRP

  12.0% off vs ~8% brand avg
• Money factor vs buy rate

  at or below program buy rate
• Effective monthly vs segment

  $360/mo effective vs ~$550 segment
• Drive-off level

  $3284 down (~13.2 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in New Jersey

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