2026 Kia Niro EV

Lease structure

Color

silver

Location

Northern California

Monthly (base)

$271/mo + tax

Due at signing

$3,779

Term

24 months

Miles / year

10,000

Money factor

0.00206 (4.9% APR)

Residual

55%

MSRP

$41,440

Selling price

$38,940

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  54
• Discount off MSRP

  6.0% off vs ~8% brand avg
• Money factor vs buy rate

  1.9% APR markup
• Effective monthly vs segment

  $428/mo effective vs ~$550 segment
• Drive-off level

  $3779 down (~13.9 payments)
• Broker fee vs market

  no broker fee

Available in Northern California

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