2026 Hyundai IONIQ 5

Lease structure

Color

black

Location

Northern California

Monthly (base)

$319/mo + tax

Due at signing

$3,157

Term

24 months

Miles / year

7,500

Money factor

0.00212 (5.1% APR)

Residual

64%

MSRP

$42,170

Selling price

$39,170

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  52
• Discount off MSRP

  7.1% off vs ~8% brand avg
• Money factor vs buy rate

  2.1% APR markup
• Effective monthly vs segment

  $451/mo effective vs ~$550 segment
• Drive-off level

  $3157 down (~9.9 payments)
• Broker fee vs market

  no broker fee

Available in Northern California

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