2026 BMW X3

Lease structure

Color

white

Location

California - Los Angeles

Monthly (base)

$513/mo + tax

Due at signing

$3,565

Term

39 months

Miles / year

7,500

Money factor

0.00170 (4.1% APR)

Residual

58%

MSRP

$53,180

Selling price

$46,761

Broker fee

$599

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  48
• Discount off MSRP

  12.1% off vs ~8% brand avg
• Money factor vs buy rate

  1.1% APR markup
• Effective monthly vs segment

  $620/mo effective vs ~$550 segment
• Drive-off level

  $3565 down (~6.9 payments)
• Broker fee vs market

  $599 vs ~$500 market

Available in California - Los Angeles

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