2026 BMW X7

Lease structure

Location

California - Los Angeles

Monthly (base)

$1,023/mo + tax

Due at signing

$3,978

Term

39 months

Miles / year

7,500

Money factor

0.00135 (3.2% APR)

Residual

54%

MSRP

$93,700

Selling price

$84,447

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  46
• Discount off MSRP

  9.9% off vs ~8% brand avg
• Money factor vs buy rate

  0.2% APR markup
• Effective monthly vs segment

  $1143/mo effective vs ~$550 segment
• Drive-off level

  $3978 down (~3.9 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in California - Los Angeles

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