2026 BMW X3

Lease structure

Color

black

Location

Washington

Monthly (base)

$630/mo + tax

Due at signing

$4,662

Term

39 months

Miles / year

10,000

Money factor

0.00170 (4.1% APR)

Residual

57%

MSRP

$58,500

Selling price

$53,235

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  42
• Discount off MSRP

  9.0% off vs ~8% brand avg
• Money factor vs buy rate

  1.1% APR markup
• Effective monthly vs segment

  $767/mo effective vs ~$550 segment
• Drive-off level

  $4662 down (~7.4 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Washington

Leasehackr PND