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Clutch aggregates publicly posted lease deals and puts you in touch with the broker who posted them. We are not a broker or a dealership. Always verify terms with the seller, and tell them Clutch sent you. Vehicle photos are manufacturer images of the model, not the individual car.

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2026 BMW X3

SUV

2026 BMW X3

xDrive30

AvailablePosted 6d ago · Checked 5d ago

80

Great deal

💬Text the broker

$494/mo + tax

— due at signing · 39-month term

Message Auto Ninjas directly — the message is pre-written, just hit send.

💬Text (104) 166-0683 📞Call ✉️Email 🌐Website ↗Leasehackr

Tell them Clutch Leases sent you. Clutch is not a broker — you lease with the seller, on the seller’s terms.

In short

How much is this 2026 BMW X3 lease?

This 2026 BMW X3 xDrive30 leases for $494/mo (— due at signing) on a 39-month term, 7,500 mi/yr — Deal Score 80/100.

Monthly (base): $494/mo
Due at signing: —
Term: 39 mo
Miles / year: 7,500
Deal score: 80/100

Lease structure

Location: Tri-State Area (NY, NJ, CT)
Monthly (base): $494/mo + tax
Due at signing: —
Term: 39 months
Miles / year: 7,500
Money factor: 0.00145 (3.5% APR)
Residual: —
MSRP: $56,000
Selling price: —
Broker fee: $699

How this scores

Clutch Score
MSRP vs. effective monthly — higher means more car for the payment
80
Discount vs brand
no MSRP/selling price
Money factor vs buy rate
0.5% APR markup
Effective monthly vs segment
$512/mo effective vs ~$550 segment
Drive-off
no drive-off amount
Broker fee vs market
$699 vs ~$500 market

Available in Tri-State Area (NY, NJ, CT)

Auto Ninjas

$494/mo

2026 BMW X3 · Auto Ninjas

💬Text the broker