2026 BMW X3

Lease structure

Color

blue

Location

Northern California

Monthly (base)

$585/mo + tax

Due at signing

$3,504

Term

39 months

Miles / year

7,500

Money factor

0.00170 (4.1% APR)

Residual

58%

MSRP

$59,375

Selling price

$52,547

Broker fee

$599

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  48
• Discount off MSRP

  11.5% off vs ~8% brand avg
• Money factor vs buy rate

  1.1% APR markup
• Effective monthly vs segment

  $690/mo effective vs ~$550 segment
• Drive-off level

  $3504 down (~6.0 payments)
• Broker fee vs market

  $599 vs ~$500 market

Available in Northern California

Leasehackr PND