2026 Kia K5

Lease structure

Location

Connecticut

Monthly (base)

$329/mo + tax

Due at signing

$2,810

Term

36 months

Miles / year

10,000

Money factor

0.00229 (5.5% APR)

Residual

62%

MSRP

$33,500

Selling price

$30,254

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  44
• Discount off MSRP

  9.7% off vs ~8% brand avg
• Money factor vs buy rate

  2.5% APR markup
• Effective monthly vs segment

  $426/mo effective vs ~$550 segment
• Drive-off level

  $2810 down (~8.5 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Connecticut

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