2026 Volvo XC90 PHEV

Lease structure

Color

blue

Location

Florida

Monthly (base)

$669/mo + tax

Due at signing

$4,761

Term

36 months

Miles / year

7,500

Money factor

0.00130 (3.1% APR)

Residual

61%

MSRP

$81,200

Selling price

$72,106

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  74
• Discount off MSRP

  11.2% off vs ~8% brand avg
• Money factor vs buy rate

  0.1% APR markup
• Effective monthly vs segment

  $821/mo effective vs ~$550 segment
• Drive-off level

  $4761 down (~7.1 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Florida

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