2026 Kia Niro Hybrid

Lease structure

Location

Northern California

Monthly (base)

$348/mo + tax

Due at signing

$2,099

Term

36 months

Miles / year

10,000

Money factor

0.00230 (5.5% APR)

Residual

60%

MSRP

$31,990

Selling price

$31,240

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  44
• Discount off MSRP

  2.3% off vs ~8% brand avg
• Money factor vs buy rate

  2.5% APR markup
• Effective monthly vs segment

  $406/mo effective vs ~$550 segment
• Drive-off level

  $2099 down (~6.0 payments)
• Broker fee vs market

  no broker fee

Available in Northern California

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