2026 BMW X3

Lease structure

Location

NYC

Monthly (base)

$699/mo + tax

Due at signing

$699

Term

39 months

Miles / year

7,500

Money factor

—

Residual

—

MSRP

$55,490

Selling price

—

Broker fee

$345

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  42
• Discount vs brand

  no MSRP/selling price
• Money factor

  no money factor
• Effective monthly vs segment

  $726/mo effective vs ~$550 segment
• Drive-off level

  $699 down (~1.0 payments)
• Broker fee vs market

  $345 vs ~$500 market

Available in NYC

Lease Wizards (Mike / Max - theleasewiz.com)