2026 BMW X5

Lease structure

Location

SoCal

Monthly (base)

$638/mo + tax

Due at signing

$3,500

Term

39 months

Miles / year

7,500

Money factor

—

Residual

—

MSRP

$68,000

Selling price

—

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  51
• Discount vs brand

  no MSRP/selling price
• Money factor

  no money factor
• Effective monthly vs segment

  $746/mo effective vs ~$550 segment
• Drive-off level

  $3500 down (~5.5 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in SoCal

GC Auto