2026 Kia K4

Lease structure

Color

gray

Location

California - Los Angeles

Monthly (base)

$219/mo + tax

Due at signing

$2,949

Term

36 months

Miles / year

10,000

Money factor

0.00230 (5.5% APR)

Residual

62%

MSRP

$24,635

Selling price

$22,332

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  43
• Discount off MSRP

  9.3% off vs ~8% brand avg
• Money factor vs buy rate

  2.5% APR markup
• Effective monthly vs segment

  $320/mo effective vs ~$550 segment
• Drive-off level

  $2949 down (~13.5 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in California - Los Angeles

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