2026 BMW X3

Lease structure

Location

Texas

Monthly (base)

$629/mo + tax

Due at signing

$39

Term

36 months

Miles / year

7,500

Money factor

—

Residual

—

MSRP

—

Selling price

—

Broker fee

$749

How this scores

• Discount vs brand

  no MSRP/selling price
• Money factor

  no money factor
• Effective monthly vs segment

  $651/mo effective vs ~$550 segment
  +9
• Drive-off level

  $39 down (~0.1 payments)
  +33
• Broker fee vs market

  $749 vs ~$500 market
  +6

Available in Texas

Insight Auto BMW