2026 Volvo XC40

Lease structure

Color

gray

Location

Florida

Monthly (base)

$479/mo + tax

Due at signing

$3,879

Term

36 months

Miles / year

7,500

Money factor

0.00130 (3.1% APR)

Residual

60%

MSRP

$49,500

Selling price

$43,530

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  45
• Discount off MSRP

  12.1% off vs ~8% brand avg
• Money factor vs buy rate

  0.1% APR markup
• Effective monthly vs segment

  $606/mo effective vs ~$550 segment
• Drive-off level

  $3879 down (~8.1 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Florida

Leasehackr PND